RRIF vs LIF: What Are the Similarities and Differences?
November 10, 2023
RRIF vs LIF: Do you know the basic differences between the two systems? Here, we compare the two funds and highlight their similarities and differences.
Articles
What Kind of Life Insurance Should I buy?
October 28, 2023
If you know you need life insurance. And if you know how much life insurance to get. The final question is which type of life
How Much Life Insurance Do I Need?
October 24, 2023
We wrote a separate article to help you determine whether you need life insurance or not. And if you’re here I can assume you do.
Do I need life insurance?
October 22, 2023
Life insurance is something that comes up a bit later in life. Most people know life insurance exists, but they don’t know what the use
Complete Guide to Probate Fees in Canada
October 17, 2023
Nobody wants to pay extra fees if they don’t have to. Especially to the government. From this perspective it would make sense to avoid probate
How much should I be saving for retirement?
October 9, 2023
I had a client ask me this question for the first time. It was such an obvious question, but I have never been asked it
LIRA vs RRSP: What Are the Main Differences?
October 5, 2023
LIRAs (locked-in retirement accounts) and RRSPs (registered retirement savings plans) are two popular retirement savings plans in Canada. Both plans offer tax-deferred growth, meaning that
RRSP vs. RDSP: What’s the Difference?
October 5, 2023
While the acronyms sound similar, the RRSP and RDSP are designed for entirely different purposes. In this in-depth RRSP vs. RDSP comparison, we will cover
How to Avoid OAS Clawback
September 22, 2023
OAS clawback is something that many Canadians know about, but don’t know the details. All you know is that the government can “claw back” the
Do I have enough money to retire?
September 19, 2023
Figuring out how much money you need in retirement can seem overwhelming. There are many variables to consider – government benefits, expenses, inflation, home ownership,
How do I calculate my retirement income?
September 17, 2023
There are traditional and non-traditional retirement income sources to provide income during your retirement. If you can’t pay for your retirement expenses using traditional methods,
How much income will I need in retirement?
September 17, 2023
There is no way to know this with 100% certainty. And I think this trips most people up. They think “It’s unknowable to know exactly
What is better? RRSP vs. TFSA in 2023
September 9, 2023
The battle of the two most popular tax free accounts in Canada.
What are segregated funds?
September 8, 2023
So, what are segregated funds? Segregated funds are investment funds that have maturity and death benefit guarantees associated with them. Think of them as “mutual
Delay CPP to Age 70: Is it the right choice for your retirement?
September 5, 2023
A decision with no right or wrong answer part 2.
How much will you get from the Canada Pension Plan in retirement?
September 4, 2023
Everything you need to know about CPP
How the Wisdom of Warren Buffett Always comes back around
July 11, 2023
It may take awhile, but he’ll be proven right
Financial Advisors are like Fitness Coaches
July 4, 2023
You can’t make a “player” do something they don’t want to do
Future Proof Weekly – Stock Market Breadth, Tax Independence
June 23, 2023
Future Proof Weekly – June 23, 2023
High Risk Doesn’t Guarantee High Return
June 20, 2023
If riskier investments could be counted on to produce higher returns. They wouldn’t be riskier.
Future Proof Weekly – Greenbelt, Trying Too Hard, Oil Stocks vs. Oil
June 19, 2023
Future Proof Weekly June 19th, 2023
Future Proof Weekly – Valuations vs. Fundamentals, Rates Rise, Development Charges & Sad Days
June 10, 2023
Future Proof Weekly – June 10th, 2023
Should your home be considered an asset for retirement?
June 7, 2023
Retirement options when selling your home isn’t an option
Future Proof Weekly – Rent vs. Own, Active Funds and Say “Yes”
June 4, 2023
Future Proof Weekly – June 4th, 2023
Why is investing so difficult? You gotta know what you own
May 30, 2023
Easy in theory, difficult in practice
How to avoid getting screwed when buying a home
November 15, 2022
Adding a few extra items to your home purchase checklist
What is a Reverse Mortgage?
November 14, 2022
So you’re telling me the bank will lend me money and I don’t have to pay it back?
Should I withdraw less from my retirement funds?
November 12, 2022
Adjusting course when your retirement projections don’t match reality
Delaying your retirement because of poor market returns
November 10, 2022
What to do when you go south and your retirement funds follow you
AITA for refusing to pay my boyfriend rent?
November 10, 2022
Splitting living expenses with a partner is not as straightforward as it seems
Is renting out my basement a good idea?
November 9, 2022
Renting out your basement might be the best investment decision you make
Is a home in Canada a good investment?
November 9, 2022
Looking past the sticker price and counting all the extra costs of home ownership
Financial Planning for People Who Want to Be Rich
November 6, 2022
Do you need to have a financial plan to become rich? Probably not.
How do I get a high income?
November 6, 2022
How to make sure your job allows you to climb the Hierarchy of Labour
Sequence of Return Risk
October 28, 2022
When you earn your investment returns can matter more than the returns itself
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