Welcome!

Future Proof Financial is a flat-fee financial planning firm. Focused on providing conflict free financial advice.

When I’m not helping my clients achieve their financial goals, I write evidence based finance content that makes personal finance and investing easier to understand. See for yourself.

From The Future Proof Desk...

RRIF vs LIF: What Are the Similarities and Differences?

RRIF vs LIF: Do you know the basic differences between the two systems? Here, we compare the two funds and highlight their similarities and differences.

What Kind of Life Insurance Should I buy?

If you know you need life insurance. And if you know how much life insurance to get. The final question is which type of life

How Much Life Insurance Do I Need?

We wrote a separate article to help you determine whether you need life insurance or not. And if you’re here I can assume you do.

 5/5

I was working with a bank before where my accounts weren’t getting much attention. I reached out to Calvin because of a personal connection and it’s been much better. He communicates well and his quick to email me back when I have a question.

As a business owner Calvin helped arrange meetings with the appropriate professionals to plan the wind down of my corporation. He helped design the big picture idea and made sure my lawyer and accountant were on the same page which was very helpful for me.

Calvin is always very patient when explaining financial topics that are difficult for me to understand. I have a much better idea of where I am financially and I’m more confident about things now.

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